NADAguides Vehicle Pricing
Check the pricing on a wide range of vehicles including automobiles, atvs, motorcycles, boats and recreational vehicles using the
NADAguides WindowLink online application.
Click here to begin!
Back to Top ▲
Loan Services
Eligibility Requirements
Any member of Maine Highlands FCU has the privilege of applying for a loan, and members need not wait until their loans are paid in full
before requesting additional credit.
Loan Processing Time
Every effort is made to have the loan proceeds available for members as soon as possible.
Multiple Loans
Members may have any combination of loans as provided by the loan policy, limited in amount by the security offered, their ability to
repay, and their credit worthiness. Members may repay their loan in full at any time. There are never any prepayment penalties, or hidden charges.
Truth-In-Lending
Under the provisions of this Act, Maine Highlands FCU is required to express its terms and costs on each loan uniformly. The annual percentage
rate (APR) is the amount of finance charge expressed as an annual rate. The APR makes it possible to compare credit costs among lenders. No
member will be denied any service because of race, color, religion, national origin, sex, marital status, or age (providing the applicant
has the capacity to enter a binding contract).
Credit Insurance and Protection Coverage Available
Credit life and disability insurance is available on most consumer loans as long as qualifications are met.
Guaranteed Asset Protection (GAP) is coverage that pays the difference between your primary insurer’s settlement and the loan balance on items
directly related to the purchase of a vehicle. MEMBER’S CHOICE GAP is low-cost coverage for a potentially high-cost expense.
Back to Top ▲
Consumer Loans
Maine Highlands Federal Credit Union offers a wide range of consumer loans, including:
- Personal
- Auto
- Recreational Vehicle (ATV, power sport, motor home, etc.)
- Commercial Equipment
- Mobile Homes
|
- Share Secured
- Certificate Secured
- Stock Secured
- Lines of Credit
- Overdraft Protection
- and more.
|
Click here to download the Credit Union Express Application in PDF format.
Then you can fill it out and bring it in or mail it to any of our five convenient locations.
Back to Top ▲
Mortgages And Other Real Estate Loans
Maine Highlands Federal Credit Union offers a complete selection of mortgages and other real estate loans, including: land loans, mobile homes
with land, home equity loans, construction equity loans and more.
CUSO Mortgage Corporation - CUSO Mortgage Corp. is a licensed mortgage
company owned by Maine credit unions. They are the fourth largest multi-owned mortgage lending credit union service organization in the
country and have been originating and servicing mortgages since 1993. Their mission is to provide consumers—credit union members as well
as non-members—with a full menu of competitively priced residential mortgage products and services with extraordinary courtesy and
exceptional service. CUSO strives to provide a variety of loan programs for both low-income and first-time homebuyers, as well as for
moderate- to higher-income borrowers.
Back to Top ▲
