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Loan Services
Eligibility Requirements Any member of Maine Highlands FCU has the privilege of applying for a loan, and members need not wait until their loans are paid in full before requesting additional credit. Loan Processing Time Every effort is made to have the loan proceeds available for members as soon as possible. Multiple Loans Members may have any combination of loans as provided by the loan policy, limited in amount by the security offered, their ability to repay, and their credit worthiness. Members may repay their loan in full at any time. There are never any prepayment penalties, or hidden charges. Truth-In-Lending Under the provisions of this Act, Maine Highlands FCU is required to express its terms and costs on each loan uniformly. The annual percentage rate (APR) is the amount of finance charge expressed as an annual rate. The APR makes it possible to compare credit costs among lenders. No member will be denied any service because of race, color, religion, national origin, sex, marital status, or age (providing the applicant has the capacity to enter a binding contract). Types of Loans Available Consumer Loans (Personal, Auto, Recreational Vehicle etc.) Share Secured Loans Real Estate Loans (Mortgages, Land Loans, Mobile Home & Home Equity Loans) *Optional Credit Life & Disability Insurance is available on all loans. |
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VISA Credit Card Our VISA credit card program features:
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