Maine Highlands Federal Credit Union - Serving Dexter - Dover-Foxcroft - Guilford

Loan Specials

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Sub Account Description	% Above Index	Approximate Term	Annual Percentage Rate	Daily Periodic Rate
Vehicles & Motorcycles
New
		1 - 72 months	3.99%

Used
Up to 3 years old - 20,000 mi or less		1 - 66 months	3.99%
Up to 3 yrs old		1 - 60 months	4.99%
4 - 7 years old		1 - 48 months	5.99%
8 - 12 years old		1 - 36 months	7.99%
ATVs/Snowmobiles/Lawn Tractors/Trailers
New		1 - 60 months	5.99%
Used - 5 years old or newer		1 - 48 months	7.99%
6 - 10 years old		1 - 36 months	9.99%
Campers & Boats
New		1 - 84 months	4.99%
over $25,000.00		85 - 120 months	6.99%
Used - 5 yrs or newer		1 - 60 months	6.99%
over $15,000.00		61 - 84 months	7.99%
6 - 12 yrs old		1 - 60 months	8.99%
over $15,000.00		61 - 84 months	9.99%
Other Collateral
		up to 60 months	8.99%
Personal Loans
		1 - 60 months	12.99%
Commercial Collateral
New
Trucks - 1 ton or less		1 - 72 months	7.99%
Trucks/Equipment		1 - 72 months	9.99%
Used
Trucks - 1 ton or less up to 3yr		1 - 60 months	10.99%
up to 10 years old		1 - 48 months	11.99%
Trucks/Equipment 3 - 10 yrs old		1 - 48 months	12.99%
10 yrs and older		1 - 36 months	14.99%
Stock Secured
		1 - 36 months	6.99%
		37 - 72 months	8.99%
Share/Certificate Secured
	+3%	1 - 60 months	*Current rate on Share or Certificate plus 3%
	+5%	61 - 120 months	*Current rate on Share or Certificate plus 5%

– Effective as of 7:30 AM on 05-20-2013 –
Rates Subject To Change