Maine Highlands Federal Credit Union
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Shared Branching
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National Credit Union Administration, a U.S. Government Agency. Your savings federally insured to $250,000.00.
Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Loan Specials

Summer Fun Loan

Get up to $2,000.00 for 12 Months at 6.0% APR. Go Camping! Head for the Beach! Take a Vacation!

Must meet membership requirements and loan qualification guidelines. Heat pump must be new and purchase order must be provided. See a loan officer for details or click here to learn more.

Heat Pump Loan

Get rates as low as 6.99% APR for the purchase of a new heat pump.

Must meet membership eligibility requirements and loan qualification guidelines. For a limited time only. See a loan officer for details or click here to learn more.

Credit Builder Loans!

Build your credit and save money with our Credit Builder Loans!

See a loan officer for details or click here to learn more.

Open End/Draft Lines of Credit

See a loan officer for rates and disclosures.

Loan Calculator

Quickly estimate your monthly payments with our easy to use, web based calculator.

Click here to try it now!

Sub Account Description % Above Index  Term Annual
Percentage Rate
Term Annual
Percentage Rate
Vehicles & Motorcycles
New
1 - 72 months 3.99%
Used
Up to 4 model-years old - 20,000 mi or less** 1 - 60 months 3.99% 61-72 months 4.99%
Up to 4 model-yrs old** 1 - 60 months 4.99% 61-72 months 5.99%
5 - 8 model-years old** 1 - 48 months 5.99% 49-60 months 6.99%
 9 - 12 model-years old**  1 - 36 months  7.99% 37-48 months 8.99%
49-60 months 9.99%
ATVs/Snowmobiles/Lawn Tractors/Trailers*
New 1 - 60 months 5.99%
Used - 5 years old or newer 1 - 48 months 6.99% 48-60 months 7.99%
 6 - 10 years old 1 - 36 months   8.99% 49-60 months 9.99%
Campers/Boats/Tractors*
New 1 - 84 months 4.99%
New over $25,000.00 85 - 120 months 6.99%
Used - 5 yrs or newer 1 - 60 months 6.99%
Used over $15,000.00 61 - 84 months 7.99%
6 - 12 yrs old 1 - 60 months 8.99%
Used over $15,000.00 61 - 84 months 9.99%
Personal Loans
1 - 60 months 12.99%
Commercial Collateral*
New & Used
Trucks/Equipment up to 72 months 8.99%
$10,000.00 & over requires appraisal
Stock Secured
1 - 36 months 6.99%
37 - 72 months 8.99%
Share/Certificate Secured
Fixed Term +3% 1 - 60 months *Current rate on Share or Certificate plus 3%
   +5%  61 - 120 months *Current rate on Share or Certificate plus 5% 
Lines of Credit +3% 1% pmt
Variable Rate Lines of Credit
Unsecured +9% over prime 3% pmt
Collateral Secured* +6% over prime 3% pmt
*$10,000 and over may require an appraisal **Vehicle year rolls over on April 1
– Effective as of 7:30 AM on 08-01-2014 –
Rates Subject To Change
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